Adding funds to your My Balance Now Visa prepaid card is a straightforward process that allows you to maintain and manage your finances conveniently. Whether you’re loading the card for the first time or replenishing funds for ongoing use, understanding the various methods available and how to execute them ensures you can access your money when you need it. This article provides a comprehensive guide on how to add funds to your My Balance Now Visa card effectively.
Methods to Add Funds
My Balance Now Visa offers several convenient methods to add funds to your card:
- Direct Deposit: Direct deposit is a secure and efficient way to add funds to your My Balance Now Visa card. Many employers offer direct deposit for payroll, allowing you to have your paycheck deposited directly onto your card. This method ensures your funds are available quickly without the need for physical checks or cashing.
- Cash Reloads at Retail Locations: You can add cash to your My Balance Now Visa card at participating retail locations. Look for retailers such as Walmart, CVS, Walgreens, and other authorized locations that offer reload services. Simply bring your card and cash to the customer service desk or cashier, and the funds will be added to your card promptly.
- Bank Transfers: Some banks allow you to transfer funds from your bank account directly to your My Balance Now Visa card. This can typically be done through online banking or mobile banking apps by adding your prepaid card as an external account and transferring funds electronically.
- Mobile Check Deposit: Some My Balance Now Visa cards allow you to add funds by depositing checks using your mobile device. Simply endorse the check, take a photo of the front and back using the mobile app provided by your card issuer, and submit it for processing. Once approved, the funds will be added to your card balance.

Steps to Add Funds
Depending on the method you choose to add funds to your My Balance Now Visa card, here are the general steps to follow:
Direct Deposit
- Provide Your Card Information: Provide your My Balance Now Visa card details, including the routing number and account number associated with your card.
- Submit Direct Deposit Form: Complete and submit a direct deposit form provided by your employer or benefits provider. Include your card information to authorize direct deposit onto your prepaid card.
Cash Reloads at Retail Locations
- Locate a Participating Retailer: Find a retail location that offers cash reload services for My Balance Now Visa cards. Retailers may include Walmart, CVS, and others listed on the My Balance Now website.
- Present Your Card and Cash: Bring your My Balance Now Visa card and cash to the customer service desk or cashier at the participating retailer.
- Load Funds: Inform the cashier of the amount you wish to load onto your card. Pay the cashier in cash, and the funds will be added to your card immediately.
Bank Transfers
- Access Your Bank’s Online Banking: Log in to your bank’s online banking portal or mobile app.
- Add Your Prepaid Card as an External Account: Navigate to the transfer or payments section and add your My Balance Now Visa card as an external account using the routing number and account number provided by your card issuer.
- Initiate the Transfer: Enter the amount you wish to transfer from your bank account to your My Balance Now Visa card. Follow any additional prompts to confirm and complete the transfer.
Mobile Check Deposit
- Download the Mobile App: If your My Balance Now Visa card offers mobile check deposit, download the mobile app provided by your card issuer from the app store on your smartphone.
- Endorse the Check: Sign the back of the check and include “For Mobile Deposit Only” below your signature.
- Take Photos of the Check: Use the mobile app to take photos of the front and back of the endorsed check.
- Submit for Processing: Follow the prompts in the app to submit the check for processing. Once approved, the funds will be added to your My Balance Now Visa card balance.
Tips for Adding Funds
- Verify Fees: Be aware of any fees associated with adding funds to your My Balance Now Visa card. Some methods may have fees that vary by retailer or service provider.
- Keep Receipts: Retain receipts for cash reloads and bank transfers as proof of transaction and to verify the correct amount was loaded onto your card.
- Monitor Your Balance: Check your My Balance Now Visa card balance after adding funds to ensure the transaction was successful and the correct amount was added.
Conclusion
Adding funds to your My Balance Now Visa card offers flexibility and convenience for managing your finances. Whether through direct deposit, cash reloads at retail locations, bank transfers, or mobile check deposit, understanding the steps and methods available allows you to choose the option that best fits your financial needs. By following these guidelines, you can ensure your My Balance Now Visa card remains funded and ready for use whenever and wherever you need it. Read more at www mybalancenow com visa.